Trusted Commercial Insurance for Houston Businesses

Clear, tailored coverage for contractors and small business owners, including general liability, workers compensation, commercial property, builders risk, and commercial auto.

Coverage We Provide

General Liability

Protection against bodily injury, property damage, and personal injury claims that arise from your business operations.

Commercial Property

Coverage for your building, contents, equipment, and inventory against covered losses like fire, theft, and certain weather events.

Builders Risk

Short‑term coverage for materials, equipment, and structures under construction, from groundbreaking through completion.

Workers Compensation

Insurance that helps cover medical costs and lost wages if an employee is injured while working.

Commercial Auto

Liability and Physical damage coverage for business-owned vehicles, protecting your fleet and drivers during daily operations.

Who We Work With

We focus on commercial insurance for small and mid-sized businesses in and around Houston.

General contractors and subcontractors

Trades: electricians, plumbers, HVAC, and similar trades

Small service businesses and professional offices

Retail and commercial spaces

How We Help Protect Your Business

Clear Guidance

We explain coverage in plain language, so you understand what is and isn’t covered before you sign.

Responsive Service

You can reach us directly by phone or email, and we respond quickly when you need certificates or have questions.

Local Experience

We understand Houston’s business environment and tailor coverage to the way you actually operate.

About Baker Insurance Services

Baker Insurance Services has been serving Houston-area businesses since 1981. As a family owned independent agency, we work with multiple carriers to find the right coverage at the right price for your business.

  • Licensed Texas Property & Casualty Agents
  • Independent Agency – We shop multiple carriers for you
  • Over 40 years of commercial insurance experience
  • Locally owned and operated in Houston, Tx